Chase Aeroplan Card Bonus Worth up to 100,000 Points

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  • Please note: while the offers mentioned below are accurate at the time of publication, they’re subject to change at any time and may have changed, or may no longer be available.
  • On April 20, 2022, the Aeroplan® Credit Card will lose its offer of a Welcome Flight Reward certificate (worth up to 50,000 points) after you spend $3,000 on purchases in the first three months, plus 10x points on travel and dining in your first six months (up to 51,000 points).
  • Insider estimates that this bonus is worth $1,515, on average.
  • Even if you never intend to fly Air Canada, you can use its rewards for (nearly) free airfare on partners like United Airlines.
  • Read Insider’s guide to the best airline credit cards.

You’ve got one day left to jump on the Aeroplan® Credit Card’s bonus of a Welcome Flight Reward certificate (worth up to 50,000 points) after you spend $3,000 on purchases in the first three months, plus 10x points on travel and dining in your first six months (up to 51,000 points). Insider estimates this bonus to be worth $1,515 — but it disappears on April 20, 2022. We don’t know what the new bonus will be.

This is one of the most unique airline credit cards we’ve ever seen. From its ongoing benefits to its sign-up bonus to the ways it allows you to redeem your points, every element displays a flair of novelty.

With this card, you’ll get benefits such as:

  • Free first checked bag on Air Canada flights
  • New cardholders automatically receive Aeroplan 25K status for the remainder of the calendar year, plus the following calendar year (and requalify for 25K status by spending $15,000+ in a calendar year)
  • Global Entry/TSA PreCheck/NEXUS application fee credit
  • Redeem points for eligible travel purchases through Pay Yourself Back (1.25 cents per point)

Not bad for a card with just a $95 annual fee.

Chase Aeroplan Credit Card bonus ending


Regular APR


16.74% to 23.74% Variable


Recommended Credit Score


Good to Excellent


Regular APR


16.74% to 23.74% Variable


Recommended Credit Score


Good to Excellent

Pros

  • Generous welcome bonus worth up to 101,000 points which you can use for Air Canada and Star Alliance partner award flights
  • Free first checked bag on Air Canada flights for cardholder and up to eight companions
  • Automatic Aeroplan 25K Elite Status for the remainder of the first calendar year, plus the following calendar year (priority check-in, early boarding, upgrades on Air Canada flights)
  • Redeem points toward any travel purchase at 1.25 cents each through Pay Yourself Back

Cons

  • After the first two calendar years, you’ll need to requalify for 25K elite status by spending $15,000 in a calendar year
  • Card doesn’t offer airport lounge access or passes

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More Information

  • Earn a Welcome Flight Reward worth up to 50,000 points after you spend $3,000 + up to 51,000 points through 10x total points on travel and dining
  • $95 Annual Fee
  • Earn 3x points for each dollar spent on grocery stores, dining at restaurants, and Air Canada directly.
  • No foreign transaction fees.
  • Free first checked bag.
  • 500 bonus points for every $2,000 you spend in a calendar month.
  • Earn 1x points for each dollar spent on all other purchases.

You have just one day left to apply for the Aeroplan® Credit Card sign-up bonus of a Welcome Flight Reward certificate (worth up to 50,000 points) after you spend $3,000 on purchases in the first three months, plus 10x points on travel and dining in your first six months (up to 51,000 points). Insider estimates that Aeroplan points are worth 1.5 cents each, on average — making this bonus worth potentially $1,515 in airfare.

However, it’s important to understand that you won’t actually be receiving “points.” You’re receiving two certificates that are both worth up to 50,000 points each. These certificates can’t be combined, and if you redeem them for a flight costing less than 50,000 points, you’ll forfeit the remaining value of the certificate.

For example, if you use a 50,000-point certificate to book a one-way domestic flight to Hawaii costing 22,500 Aeroplan points, you’ll forfeit the certificate’s remaining value of 27,500 points. A better value would be to use your certificate for a more pricey flight, like a one-way business class seat to Mexico.

If you want to redeem a certificate for a flight costing more than 50,000 points, you can use it in tandem with Aeroplan points. You can easily accrue Aeroplan points by transferring Chase Ultimate Rewards points (1:1), Amex Membership Rewards points (1:1), Capital One miles (1:1), or Marriott Bonvoy points (3:1) instantly.

Read more: Air Canada Aeroplan Credit Card review

How to use Air Canada Aeroplan points

Here’s a helpful tip when trying to decide if this card is a fit for you: Even if you never plan to step foot on an Air Canada flight, you can still get $1,500+ in value from this card. Air Canada has 45 airline partners, such as United Airlines, SWISS, ANA, and many more.

To understand how many points you’ll pay for a given flight, you’ll have to examine Aeroplan’s award charts. They base prices off both region/distance-based pricing and dynamic pricing, varying by availability. A quick domestic hop in coach may cost just 6,000 points, while longer flights can cost 25,000 points.

Air Canada is one of the better award programs for getting outsized value for your points. Here are a few fun things you can do:

  • Coach flights under 500 miles within North America (including Mexico, Central America, and the Caribbean) cost 6,000 to 10,000 points. Flight lengths from 501 to 1,500 miles cost 10,000 to 15,000 points.
  • Flights from the West Coast to Hawaii cost 12,500 points in economy and 25,000 points in business class.
  • Coach flights to Europe cost between 35,000 and 40,000 points, business class costs 60,000 to 70,000 points, and first class costs 90,000 to 100,000 points.

Read more: How to earn, redeem, and maximize Air Canada Aeroplan points

You can also choose to redeem your points through Chase Pay Yourself Back. Cardholders can “erase” qualifying purchases made in the past 90 days at a rate of 1.25 cents per point. You can offset expenses such as:

  • Airfare (with any airline)
  • Hotels
  • Car rentals
  • Cruises
  • Travel agencies
  • Discount travel sites
  • Campgrounds
  • Trains
  • Buses
  • Taxis/limousines
  • Ferries
  • Toll bridges/highways
  • Parking lots/garages

You can only redeem up to 50,000 points per year ($625 in value) toward Pay Yourself Back. This is a nice option if you don’t have plans to fly and want to cover other travel expenses with rewards.

Read more: Chase Pay Yourself Back gets you up to 50% more value when you redeem points for dining, internet, department stores, and more — here’s how it works

Again, if this card doesn’t sound like it will fit your lifestyle, you can still earn Aeroplan points from cards that earn transferable points, such as the Chase Sapphire Preferred® Card which comes with 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Or The Platinum Card® from American Express
, which comes with 100,000 Membership Rewards points after you spend $6,000 in your first 6 months of card membership.

But remember, you’ve got until April 20, 2022, before this current (very generous) Aeroplan® Credit Card bonus disappears.